Frequently Asked Questions
Don't be Afraid to Ask
The Financial Field is an Important but often Daunting field to comprehend.
We always recommend that you Do Your Own Homework and find the Answers that you can believe in.
This of course doesn't mean you are on your own.
Seek Professional Advice as often and in as many ways as you can.
Here are some Answers that we have found useful in our own Financial Journey.
General Investing
What is the Forex Market?
The basic term, "foreign currency exchange", is used to explain the exchange of one country's currency for another's.
Forex (FX) is the market that trades these global currencies.
The FX market is the largest and most liquid financial market in the world, and includes trading between large banks, central banks, currency speculators, corporations, governments, and other institutions.
The average daily volume in the global forex and related markets is continuously growing and was last reported to be over $4 trillion traded daily on a global basis.
What is the Commodities Market?
Commodity markets are markets where raw or primary products are exchanged.
Examples are grains, food, fiber, livestock, energy, metals, minerals, etc.
These raw commodities are traded on regulated commodities exchanges, in which they are bought and sold in standardized contracts.
What is the Futures Market?
A futures exchange is a central financial exchange where people can trade standardized futures contracts; that is, a contract to buy specific quantities of a commodity or financial instrument at a specified price with delivery set at a specified time in the future.
Aren't High Yield and High Return opportunities also high risk?
Yes, normally they are.
However there are ways to manage and limit your risk while participating in the high returns they provide.
- Maintain an adequate cash reserve and only use money allocated to your growth portfolio.
- Use verified, tested, monitored and often guaranteed trading services.
- Diversify into several Services! Never put all of your money in one opportunity.
- Start your portfolio with the most conservative services. Ask each service to disclose the average risk per trade.
Why don't I just put my money in Mutual Funds?
Some mutual funds may offer appropriate returns for your goals.
However, they have their challenges.
When the market is down in growth mutual funds, the managers are restricted as to how much they can move to cash, leaving the shareholders going for a roller coaster ride during the down markets.
Also, fees are charged on the total value of your holdings whether your fund is profitable or experiencing losses.
Start up and ongoing fees eat into your net profits.
Most importantly, their yearly return is often equal to what the Trading Services often achieve monthly.
Compound Interest - Is This Something I Want?
What is Compounding?
Compounding is the process of earning interest or growth on your previous interest or growth earned.
The technical definition is: Compounding interest - the concept of adding accumulated interest back to the principal, so that new interest is earned on old interest from that moment on. The act of declaring interest to be principal is called Compounding. Compounding has a multiplying effect that provides exponential rather than linear growth.
The technical definition is: Compounding interest - the concept of adding accumulated interest back to the principal, so that new interest is earned on old interest from that moment on. The act of declaring interest to be principal is called Compounding. Compounding has a multiplying effect that provides exponential rather than linear growth.
Why is Compounding Important?
Compounding helps your funds grow much faster.
For Example: The power of compounding can have an astonishing effect on the accumulation of wealth.
This table shows the results of making a one-time investment of $10,000 for 30 years using 12% simple interest, and 12% interest compounded yearly, quarterly, and monthly.
| Type of Interest | Principal Plus Interest Earned |
|---|---|
| Simple | 46,000.00 |
| Compounded Yearly | 299,599.22 |
| Compounded Quarterly | 347,109.87 |
| Compounded Monthly | 359,496.41 |
Why is "letting my money" grow (compound) so important?
Because your money will grow much faster than if you take out the profits.
If you are earning compound interest you do not have to invest as much money if you let time compound your profits, as opposed to starting later and having to invest more funds to achieve the same dollar value.
Compounding is often referred to as "the time value of money".
Basically, when you utilize compounding you need less money to reach your goals.
Will my funds Compound if I use the Financial Investments that you are using?
Yes. With all the Investment Services we use, if you do not make withdrawals, those funds will compound as profits and are added to your brokerage account.
Do you have a Compounding Calculator that I can use to experiment with?
The Current Investment Climate
Shouldn't I "flee to quality" right now and put my money in Certificates of Deposit and Savings Accounts that are insured?
You certainly should put your cash reserves and money that you need for short term goals in liquid safe cash assets that offer lower returns.
However, if your goal for certain funds is growth for long term goals such as retirement and college funds that won't be needed for several years; you want to consider opportunities that will provide Superior Returns.
There are other major markets (Forex, Futures, and Commodities) besides the stock market that actually benefit from the volatility in stocks. Expert Traders in these markets were able to deliver high returns even during the financial bailout crisis.
There are other major markets (Forex, Futures, and Commodities) besides the stock market that actually benefit from the volatility in stocks. Expert Traders in these markets were able to deliver high returns even during the financial bailout crisis.
Shouldn't I wait to get started with the High Return Services you use because of the current Financial Crisis?
If you have funds available to create Passive Income, there is even more opportunity now while the Stock Market is volatile.
Even though the Stock Market is not being traded in these services, because of the current volatility, it is creating more opportunity in other markets, especially the Futures and Commodities Markets.
So, if you let the Experts Trade your way into Big Gains, this volatility can create a great opportunity for you.
See our Blog: Some Markets Are Making Huge Gains!
See our Blog: Some Markets Are Making Huge Gains!
Is real estate a good investment now, in this recession?
Real estate in general has been extremely volatile in this recession, with prices fluctuating alarmingly and financing difficult to obtain.
That said, we have a unique opportunity in the Commercial Financing arena with one Lending Group in particular that has secured $500 million in private financing available towards qualified commercial income real estate properties.
Private funding is often more flexible in their terms, takes less approval time, and more easily obtained than traditional funding.
This particular funding also provides an easy way for our members to create semi-passive income quickly for their corporations (as a generous finder's fee for locating qualified properties).
To learn more, please visit: www.private-commercial-loan-financing.com.
Can you repair my credit files so I can qualify for lower interest rates and more business opportunities like the ones you're speaking of?
We have partnered with a legal Credit Restoration company that restores your credit file by using a provision in the Fair Credit Act regarding credit bureau reporting law.
The credit bureaus are required to have the physical evidence of any event they report on your credit file.
However, they do not maintain those contracts and signatures on file, as required by law.
Our partner company has successfully been able to challenge any item on your credit report (from bankruptcies, judgments, late payments, etc.), which usually results in FICO credit scores increasing from 60-120 points in the first 90 days alone.
This company has restored over 125,000 credit files over the last 10 years for many law firms and mortgage companies.
To learn more, please visit: www.credit-repair-debt.com.
Verified Trading Services
Signal Services vs Managed Services.
A Signal Service is a subscription to a Trader's Recommendations that provides immediate trade instructions to your broker to make a trade.
Fees for this service are almost always up-front with no fees on profits.
A Managed Service is similar to a Signal Service but the Trader also acts as the Broker and is able to place the trades. There are still numerous restrictions on this arrangement so that the trader can only make trades from the brokerage account and can only take fees utilizing an independent escrow service (they cannot abscond with your funds). Fees for this service are almost always on profits and there are usually no up-front fees.
Either service is considered Verified when an independent third party company, service, or broker has confirmed the performance advertised. With either service, the broker places the trades automatically and no prior knowledge or experience is required from you. This creates 100% passive income.
A Managed Service is similar to a Signal Service but the Trader also acts as the Broker and is able to place the trades. There are still numerous restrictions on this arrangement so that the trader can only make trades from the brokerage account and can only take fees utilizing an independent escrow service (they cannot abscond with your funds). Fees for this service are almost always on profits and there are usually no up-front fees.
Either service is considered Verified when an independent third party company, service, or broker has confirmed the performance advertised. With either service, the broker places the trades automatically and no prior knowledge or experience is required from you. This creates 100% passive income.
Will I make money every month with each service?
Not necessarily.
These Verified Signal Services are not generating the same monthly return each and every month.
Our Mission is to focus on services that offer returns that over a twelve month period will more than outperform traditional investments.
The monthly returns will vary, and of course, you could even have a loss for any particular month.
It is strongly advised to diversify into several trading systems so that monthly gains are more consistent.
What exactly is Being Traded?
Each Advisory Service Specializes in a Specific Market.
We suggest Services that trade in the Forex (International Currency), Futures, and Commodities Markets.
Your Broker trades the Recommendation in the Advisory you selected in your own Personal Brokerage Account.
I don't know anything about these markets or this service. Will this work for me?
Yes!
You do not need any prior knowledge or experience.
Guidance is available to direct you to the appropriate Advisory Services and an Appointed Broker Executes the Trades on Autopilot.
Why Doesn't my Financial Planner or Broker Recommend these Trading Services?
They may not be aware of these particular services.
Also, these services are not considered licensed securities, they are subscription services.
However, Financial Planners and brokers may also choose to not offer services that compete with their licensed securities (mutual funds, variable annuities, etc.)
Also, their broker dealer may not allow them to sell competing investments, or any opportunities in the Forex and Futures Markets.
Why do these Trading Services often have much Higher Returns than most Mutual Funds?
These traders focus on Short Term Trading Profits and avoid the "Buy and Hold" Strategy employed by most mutual funds.
They are shielded in this way from the longer term cyclical ups and downs of the Securities market.
They may also incorporate more financial leverage since trades are shorter term and more closely monitored than traditional Fund Managers would.
Is there an up-front Fee for the Verifed Trading Services?
Signal Services normally charge an up-front fee but no fees on profits.
Managed Services normally do not charge an up-front fee, but do have fees on profits.
The Services we use have a Profitability Guarantee.
Managed Services normally do not charge an up-front fee, but do have fees on profits.
The Services we use have a Profitability Guarantee.
Could I Lose Money?
Yes. Any Trading Service involves some risk.
However, to Reduce the Risk in using these Services, we utilize several Screening and Verification procedures and recommend utilizing a Service that offers some type of Profitability Guarantee.
Can I Receive Monthly Income?
With all our current offerings, Yes - if you choose.
You are in 100% control of your funds and you can make withdrawals monthly or at any other time from your licensed brokerage account.
How can the Verified Trading Services produce High Returns when the stock market and real estate are in down markets?
These Verified Trading Services are not related to the stock market or the real estate market.
They are trading the Forex, Futures, or the Commodities Markets in their respective service.
Are these Services HYIP
No. HYIP (High Yield Investment Programs) are online programs that are usually structured as ponzi schemes often with lack of underlying assets and have undisclosed directors taking receipt of you funds.
The Serices we use are not HYIP nor are they similar to them.
These Services have limited or no access to your funds (3rd party or otherwise), do not offer recruiting fees,
and cannot move your funds outside of your account.
Is a 70% to 100% Annual Return Really Possible for these Services?
Yes. The key here is to look for Historical, Verified Returns.
Any trader can have a lucky month and then advertise heavily on their short term success to attract investors.
Our Services generally require a trader have a minimum of 5 year trading success (most have many more than that).
Note that historical performance does not guarantee duplicate future returns.
See the article: Can You Really Find Monthly High Yield Returns that Actually Perform?
Note that historical performance does not guarantee duplicate future returns.
See the article: Can You Really Find Monthly High Yield Returns that Actually Perform?
Do I send my Investment Money to Someone?
No. You do not send your money to a person or company outside of your control.
You send it to a licensed U.S. brokerage company.
Your money is always held in your name under 100% of your own control.
If you choose, you have a broker place only authorized trades.
I am not a U.S. Citizen. Can I use these Passive Opportunities?
Yes, our Passive Income Opportunities are always held with U.S. brokerages and they do accept foreign citizens.
However, there may be additional documentation required for foreign citizens.