After 20 years in the Financial Planning industry, I knew there had to be a better way to build wealth than the traditional "buy and hold" strategy.

• Why scrimp and save and wait for years to accumulate retirement funds, only to have the stock and real estate markets often tumble to where they were 5 years ago?
• How can you build wealth if you keep losing a large percentage of it every 5 years?

I came to the conclusion, IMMEDIATE CASH FLOW is KING! I started focusing on strategies that create immediate and substantial cash flow (not just potential appreciation in the long term future)! I began investigating passive income strategies. I eliminated several strategies that didn't work and began clarifiying my criteria for Passive Income Opportunities. Now that I have found a Strategy that finally works, it is my personal passion to help others accumulate wealth effortlessly and quickly!

Background

• Graduated from Lincoln High School, Des Moines, Iowa.
• Bachelor of Arts Degree from Iowa State University (B.A.). Ames, Iowa.
• Certified Financial Planner Designation (CFP) from the College of Financial Planning.
• Master of Science in Financial Services Degree from the College of Financial Planning (MSFS)
• Owned Financial Planning Practice (Franchise) with American Express Financial (now Ameriprise) in Honolulu, Hawaii for 20 years and served about 300 households. Retired in 2004.
• Resides in Kauai, Hawaii.

Personal

• Singer, Songwriter, Musician: www.rachelvictoria.com.
• I love living in Hawaii (the ocean, sandy beaches, palm trees, the people) and the "Aloha" here!
• I enjoy songwriting, spiritual thought, boogie boarding, running, bicycling, entertaining, and beach volleyball.

Philosophy